4186 - Freeze or Lock?

Here's an article about the new credit freezes...

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Free credit freezes are here
September 21, 2018

by

Andrew Smith, Federal Trade Commission, Director, Bureau of Consumer Protection

Gail Hillebrand, Bureau of Consumer Financial Protection, Associate Director, Division of Consumer Education and Engagement

Free credit freezes and year-long fraud alerts are here, starting September 21st, thanks to a new federal law. Here’s what you should know:

FTC ARTICLE

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And here is a better explanation of the difference between a freeze and a lock.

ARTICLE 


I'm still not sure if I'm going to do either one. Has anyone done either of these yet?